Banks
Things I want my bank to have, in order of increasing wishful-thinking-ness:
- An RSS feed of my account activity (aggregated for all accounts). Especially desirable for credit card transactions.
- SMS alerts, if fishy activity is suspected.
- A Dashboard widget with a quick overview of my accounts.
- Spending analytics—I should be able to categorise the businesses on my credit card statement, and this data should be shared between all customers. 95% of businesses will be categorised very quickly.
- An API.
- Customisable actions—direct debits, standing orders, “Keep the Change”, and the like, are (relatively) expensive and awkward services that would be much better implemented in a customisable way with something akin to mail filters (as done in Gmail and Apple Mail).